Credit Services

We are experts in the consumer credit industry. Whether you’re a bank, financial institution, automotive or insurance company, chances are that your customers’ credit is critical to your business. Credit data is uniquely predictive of consumer behavior. It exists on virtually all individuals and is capable of real-time updates.

However, unlocking the power of such data means managing systems, internal departments, regulatory issues and the credit bureaus themselves. We service financial companies, credit bureaus and marketing companies seeking to license, manage, and get the most out of powerful credit data.

We are even more valuable for clients seeking to bring data and systems in-house. Your strategies and models are in your control not the credit bureaus’. Our solution and supporting system manage comprehensive national credit files for our clients. We provide compliant technologies & strategies that maximize clients' profitability and business intelligence objectives.

Clients enjoy the following benefits:

• Complete campaign management with count, order fulfillment, and reporting functions for    multi- terabyte databases for    prescreened credit programs.
• Affiliate/dealer/broker direct marketing initiatives.
• Integration of sensitive multiple data sources via our proprietary matching logic (MatchLink),   Anonymous Data Mining (ADM),   and distributed web services.

Our expertise and insider knowledge enable DecisionLinks to negotiate the optimal, terms, price and elements from the national credit bureaus/repositories, on behalf of our clients.